Terms & Conditions
These Terms & Conditions govern your use of the Smart Credit Coaches LLC website, credit-coaching services, and communications services. By using the website, submitting a form, or opting in to communications, you agree to these terms.
Smart Credit Coaches SMS Program
The Smart Credit Coaches SMS Program may send informational messages, including consultation confirmations, appointment reminders, customer-care updates, and account notifications. Users who separately provide optional marketing consent may also receive promotional messages, service announcements, and offers.
Optional Consent and Message Frequency
SMS consent is optional, is not a condition of purchase, and must be provided through an unchecked consent box. Message frequency varies based on your interaction with us and the services you request.
Message and Data Rates
Message and data rates may apply according to your mobile carrier and wireless plan.
Opt-Out Instructions
You may cancel the SMS service at any time by texting STOP. After you text STOP, we may send a confirmation message and will stop sending further messages to that number unless you later opt in again.
Rejoining Instructions
After opting out, you may rejoin by submitting the website opt-in form again and checking the applicable SMS consent box, or by following another opt-in method we make available.
Help and Support
For assistance, text HELP or email dustin@smartcreditcoaches.com. You may also visit smartcreditcoaches.com.
Carrier Liability
Wireless carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your carrier and network availability.
Eligibility and Age Restriction
You must be at least 18 years old and authorized to use the mobile number you provide in order to participate in the SMS program.
Privacy
Your privacy is important to us. Please review our Privacy Policy, which explains how information is collected, used, protected, and handled in connection with SMS consent.
Acceptable Use
You agree not to misuse the website, interfere with its operation, submit false information, attempt unauthorized access, or use the website in violation of applicable law.
Educational Coaching and No Guarantee of Results
Website content, consultations, communications, and coaching services do not guarantee any specific credit-score change, financing approval, credit limit, interest rate, lender decision, or other financial outcome. Individual results vary.
Changes to These Terms
We may update these Terms & Conditions from time to time. The effective date above reflects the latest revision. Continued use of the website or SMS program after an update constitutes acceptance of the revised terms.
Contact Information
Smart Credit Coaches LLC
Chicago, Illinois
dustin@smartcreditcoaches.com
smartcreditcoaches.com